XCEL+ — Yield & Fee Ownership

XCEL+ — Earn Protocol Revenue by Staking

Staking XCEL converts it into XCEL+, a non-transferable receipt token that entitles holders to the vast majority of protocol yield and fees.

What XCEL+ Holders Receive

  • Stablecoin lending yield — the majority of all yield from protocol-deployed reserves
  • Trading fees — a share of every XCEL buy and sell
  • Borrowing fees — 100% of all origination fees
  • XRT emissions — weekly perpetual call options on XCEL

For the full breakdown of percentages and distribution splits, see Fee Structure & Treasury.

Why Staking Is the Dominant Strategy

A staker is simultaneously:

  1. Earning yield from lending returns
  2. Holding an appreciating asset on the bonding curve
  3. Collecting fees from every swap and borrow in the protocol
  4. Receiving XRT — call options on XCEL's upside
  5. Able to extract near-full liquidity via borrowing without selling

This means rational users never need to sell XCEL to access liquidity — they just borrow against it. This structurally suppresses sell pressure while keeping holders liquid.


Yield is paid out, not retained to raise the floor.